Mail Stop 4720
                                                                 July 12, 2018

    Alan W. Jackson
    Executive Vice President and
    Chief Financial Officer
    Capital Bancorp, Inc.
    One Church Street
    Rockville, MD 20850

           Re:     Capital Bancorp, Inc.
                   Amendment No. 1 to
                   Draft Registration Statement on Form S-1
                   Submitted July 5, 2018
                   CIK No. 0001419536

    Dear Mr. Jackson:

          We have reviewed your amended draft registration statement and have
the following
    comments. In some of our comments, we may ask you to provide us with
information so we
    may better understand your disclosure.

           Please respond to this letter by providing the requested information
and either submitting
    an amended draft registration statement or publicly filing your
registration statement on
    EDGAR. If you do not believe our comments apply to your facts and
circumstances or do not
    believe an amendment is appropriate, please tell us why in your response.

            After reviewing the information you provide in response to these
comments and your
    amended draft registration statement or filed registration statement, we
may have additional
    comments. Unless we note otherwise, our references to prior comments are to
comments in our
    June 5, 2018 letter.

    Risk Factors

    Delinquencies and credit losses from our OpenSky credit card division could
adversely affect our
    business, financial condition and results of operations, page 28

    1.     We note your revised disclosure on page 28 in response to comment
four. Please revise
           your document to provide more transparent and granular disclosure
regarding how credit
           cards issued by OpenSky are secured or partially-secured, by
requiring customer
           funds/other collateral to be held by the bank as a condition of
issuance and for which
           would be available for any of the loss activities. If there are
differing levels of required
 Alan W. Jackson
Capital Bancorp, Inc.
July 12, 2018
Page 2

        security, please describe those material terms by type of card or other
factors considered
        when determining card eligibility, etc.

Certain Relationships and Related Party Transactions

Church Street Capital, page 142

2.      We note your revisions in response to comment 6. Please disclose the
material terms of
        the participation loans sold to related persons, e.g. price paid,
interest rate, etc. Please
        also make corresponding revisions in the previous subheading with
respect to the loan
        participations sold by your Bank. Please refer to Item 404(a) and Item
404(d) of
        Regulation S-K for guidance.

Notes to Consolidated Financial Statements December 31, 2017, 2016, 2015

Note 11   Related-Party Transactions, page F-60

3.      We note your disclosure regarding deposits from officers and directors
and their related
        interests of $178.0 million. Please revise to disclose all material
related party
        transactions on the face of your balance sheet, income statement and
statement of cash
        flows. Refer to ASC 235-10-S99-1(k).

        You may contact William Schroeder, Staff Accountant, at (202) 551-3294
or Michael
Volley, Staff Accountant, at (202) 551-3437 if you have questions regarding
comments on the
financial statements and related matters. Please contact Christopher Dunham,
Staff Attorney, at
(202) 551-3783 or, in his absence, me at (202) 551-3765 with any other


                                                              /s/ Pamela A.

                                                              Pamela A. Long
                                                              Office of
Financial Services

cc:     William H. Levay, Esq.